108 Irwin Street ESafety Harbor, FL 34695Price: $1,349,000

  • Price: $1,349,000
  • Est. Mortgage of $/month
  • 126 Days on Market
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$
%
$/month over payments
Federal 30-year interest rate: 6.66% last updated on Jul 30, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $1,349,000List Price
  • 4Bedrooms
  • 3Full Bath
  • 2,634Square Feet

Open Houses

August 8th
Starts: 11:00am
Ends: 1:00pm
Virtually Staged. MAJOR PRICE IMPROVEMENT! NOW $1,349,000. Exceptional value for a brand-new custom luxury home by Cogdill Builders of Florida in one of Safety Harbor's most desirable neighborhoods. Why buy an older home that needs costly updates when you can own a move-in-ready custom home built with today's premium materials, energy-efficient features, and modern building standards? Ideally located just 1 mile from Downtown Safety Harbor, Main Street, Philippe Park, the marina, waterfront parks, award-winning restaurants, breweries, boutique shopping, and the renowned Safety Harbor Resort & Spa, this stunning Modern Coastal residence sits on a rare quarter-acre homesite in Flood Zone X with NO HOA. On the attached survey, the finished floor elevation is 30.68 feet. The property is located in FEMA Flood Zone X with no assigned FEMA Base Flood Elevation (BFE), offering added peace of mind and potential insurance benefits. Offering 4 bedrooms, 3 full bathrooms, an oversized 3-car garage, and 2,634 sq ft of thoughtfully designed living space, this home features an open-concept floor plan with 10-foot ceilings, abundant natural light, oversized porcelain tile flooring, designer lighting, impact-rated hurricane windows, and fiberglass exterior doors built to current Florida wind-load codes, creating a bright, elegant, and secure living environment. The gourmet kitchen is the centerpiece of the home, featuring handcrafted solid wood cabinetry, a large Cambria quartz island, full-height Cambria quartz backsplash, premium stainless steel appliances, a spacious walk-in pantry, and an oversized laundry room-perfect for everyday living and entertaining. The luxurious primary suite offers two oversized custom walk-in closets, dual vanities, and a designer walk-in shower, while the split-bedroom layout provides privacy for family and guests. The fourth bedroom easily serves as a home office, fitness room, media room, or guest suite. Step outside to the impressive 49-foot covered lanai, overlooking a professionally landscaped backyard with irrigation, privacy fencing, and room for a custom pool (pool renderings available upon request). Built for lasting value, this home showcases the superior craftsmanship of Cogdill Builders of Florida with reinforced concrete block construction, integrated EPS insulation, reinforced concrete lintels, a reinforced stem-wall foundation, Timberline HDZ architectural shingles with peel-and-stick waterproof membrane, R-38 attic insulation, and an oversized garage with 18' x 8' and 10' x 8' doors, providing ample space for multiple vehicles, oversized SUVs, golf carts, or workshop storage. New construction means lower insurance costs, greater energy efficiency, modern building codes, and the peace of mind of owning a home where everything is brand new. Safety Harbor remains one of Tampa Bay's most sought-after communities, offering weekly farmers markets, year-round festivals, concerts, waterfront parks, and convenient access to Clearwater Beach, Honeymoon Island, Tampa International Airport, Downtown Tampa, and St. Petersburg. Luxury. Quality. Location. This is a rare opportunity to own a brand-new custom home with premium finishes, impact-rated hurricane windows, exceptional energy efficiency, and timeless craftsmanship-now offered at just $1,349,000. Schedule your private showing today!

Property Details of 108 Irwin Street E

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Mortgage Calculator


$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.66% last updated on Jul 30, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Emiliya Cogdill of BUSINESS & REALTY CONSULTING OF FLORIDA (813-777-4527)

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of August 3, 2026 4:30 AM UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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